Looking into Senior Living?

At MorningStar at Jordan Creek, we provide area families help with navigating options to ensure their loved one gets the best care.  On our website, you will find a variety of resources that offer answers to many of the questions seniors and their families have in regard to senior living communities.   

Did you know that after all of the services and amenities provided to MorningStar’s assisted living residents are factored into the cost, our community is typically less expensive than trying to cobble together the same level of care at home?  However we understand that for some seniors, the cost may be an obstacle.  If it is something you and your family are struggling with, we encourage you to read through our Affordability guide on our website for recommendations to help make it more affordable. 

We want you to know there are a wide array of financial solutions available beyond the retirement savings and investments you have built up through the years. In addition to these traditional ways of financing senior living, we discuss some innovative financial, and often under-used, benefits.

One such benefit is long-term care insurance, which may be used to help pay for senior care that is not covered by Medicare.  We advise that you read through your policy’s Benefits Summary to see what is eligible.  MorningStar does not accept Medicaid.

Another source of often untapped income is to leverage your life insurance policies.  Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”).  Before you cash in a policy, we recommend seeking the advice of a financial consultant as there may be tax consequences.
 
Please take a look at all of our suggestions online.  Also we are happy to sit down with you and discuss financial options or any other questions you may have.  MorningStar at Jordan Creek has 56 bright suites for assisted living and 29 secure suites devoted to the specialized care of residents with Alzheimer’s disease or other forms of dementia.


MorningStar at Jordan Creek proudly provides the very best in senior living with our unique mission statement of “to honor, to serve, to invest.”  With a foundation built on honoring God, valuing all seniors and selecting staff with a felt calling to serve, we create a true home for residents amid a beautiful setting.  Please schedule a tour to discover the newest community in the West Des Moines area.

Comments

Post a Comment

Popular posts from this blog

The Benefits of Assisted Living

Image
Studies show that for many older adults in need of a little daily assistance, life is easier in assisted living.  The reason so many of them say they prefer assisted living to living on their own, is it actuals helps them to feel more – not less – independent.  In fact, senior living communities such as MorningStar of Littleton are designed to provide seniors a lifestyle of comfort, wellness, and community.   When you live in your own home, you have the constant worry of upkeep and unexpected repairs, or you may be a person who no longer feels comfortable driving and have given it up altogether.  This makes running errands, grocery shopping and getting to doctors’ appointments difficult. Moving into assisted living means you no longer have to spend time worrying about maintaining a home, and communities such as MorningStar offer scheduled transportation.  Meal prep is another thing that is often difficult for the elderly, and as a result, many older ...
Read more

MorningStar at Jordan Creek’s Reflections Neighborhood

Image
  Along with the finest assisted living Des Moines –West Des Moines has to offer; MorningStar at Jordan Creek’s Reflections Neighborhood has 29 secure suites devoted to caring for seniors with Alzheimer’s disease and other forms of dementia. The Reflections Neighborhood is specifically designed to allow our most tender residents the freedom to explore their surroundings safely and easily. Within the safe haven of our “Neighborhood,” we have created an environment that encourages and supports residents’ independence whenever possible. We accept residents in the earliest stage of the disease right through to those in more advanced phases that require the highest level of care. As dementia care specialists, we understand how devastating it is when a loved one receives a diagnosis of Alzheimer’s or another memory loss disease, and we want you to know we are here to help. We are honored to offer care and support as we walk alongside the memory-impaired and their families on this u...
Read more

MorningStar at Jordan Creek’s Assisted Living Meets All of Your Needs

Image
If you are looking for exceptional assisted living, Des Moines area MorningStar at Jordan Creek may be your answer.   Our community has 56 private assisted living suites , and another 29 secure suites devoted to the care of those with Alzheimer’s and dementia-related diseases.  If you are wondering how costs are determined, we can provide you with a general guideline.  Assisted living offers seniors 62 years and older compassionate assistance with the Activities of Daily Living (ADLs) in a residential setting and each resident’s care is personalized to address their needs.  Even before you move in, MorningStar’s Wellness Director will sit down with you and your family and do a thorough assessment in order to create an individualized care plan.  Once you have moved in, your trained Care Managers will see to it your needs are met, and as we do routine Care Plan reviews, any changes to your health will be addressed.  You monthly fee is based on ...
Read more