The Cost of Senior Care


An article in the US News & World Report finds moving mom or dad to an assisted living community may be a bargain compared to paying for extensive in-home care. With an average cost of $25 to $27 an hour, in-home care can add up fast. For example, if you want someone with mom or dad while you are at work nine hours a day for five days a week, you are already spending $4,500 or more a month. This still leaves your parents without support on the weekends, and doesn’t include any support for problems which may occur during the evening and overnight.

An assisted living community includes room and board and housekeeping services as well as a variety of social, educational and physical activities. It also has 24/7 staffing and suites with emergency call systems, handicap-accessible bathrooms and other modifications.

If a family feels assisted living would be the best place for a parent but the cost is holding them back, experts say to thoroughly research all available payment options. This can include long-term care insurance and some private health insurance; or social programs such those offered by Veterans Affairs or Social Security Disability Insurance. A San Francisco based executive VP for A Place for Mom, Sue Johansen, suggests families consult with a financial advisor or a trust attorney.

Remember, once you find the assisted living community you want, ask about the difference in pricing regarding room size or floor plan, and/or location in the community (view, balcony, etc.). You will need to factor in annual increases so be sure to ask what those have been over the last couple of years. Also, does the community require a deposit, move-in fee or community fees; and what type of notice does your parent need to give to move out?

At MorningStar at Mountain Shadows, a memory care community in Colorado Springs, we are happy to answer all your questions. To get you started, our website offers lots of details regarding suites, activities and amenities as well as a whole list of answers to FAQs. If you like what you see, contact us to set up a tour to see firsthand our beautiful community.

MorningStar takes tremendous pride in the reputation we have earned for excellence and authenticity since our inception in 2003. We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon that truth daily, as we care for, inspire, and love the residents under our roof. Contact us to learn more about the finest memory care in Colorado Springs.

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